All I can say is this book has changed my life...in a good way. Before reading this book I was swimming in nearly $30,000 dollars worth of consumer debt not making any head ways. After reading this book I paid off $29,500 worth of debt in a little over 9 months making a little over 70k a year and was able to fund a six month emergency in another 8 months after this. There are people that don't agree with Dave Ramsey's methods and say he is a simpleton but he has helped more than a million people out of debt with his baby steps detailed in this book. I will tell you if you don't realize there is a problem then this book probably will not help you, but if you realize there is a problem with the amount debt you are sitting in and are at the moment that you have HAD IT then this book is the book for you. HIGHLY RECOMMENDED!!!!Get more detail about The Total Money Makeover: A Proven Plan for Financial Fitness.
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